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Privacy Policy
LendingApps, LLC.
provides a variety of services to support commercial
mortgage professionals. Your privacy is very important to
us. This Privacy Policy describes our current privacy
practices with regard to information we collect when you or
your computer interact with our Web site.
Core Principles
Basically, when you use our Web
site, brokerprotraining.com, we
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do not collect personally
identifiable information without your knowledge and
permission,
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allow you to correct or
remove personally identifiable information we collect
from you,
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enable you to revoke
previously granted consent to collect personally
identifiable information,
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take reasonable steps to
protect the security of the personally identifiable
information we collect from you, and
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do not disclose personally
identifiable information to third parties unless you
have authorized us to do so, except that, in the event
of a merger, acquisition, or liquidation of the company,
we may disclose personally identifiable information we
hold to the other parties to the transaction.
Information Collection and
Use
We collect information from our
users and their computers when they view our Web site. We
collect both personally identifiable and non-personally
identifiable information. We may also collect information
from our users when they request support or make inquiries
about our products or services. LendingApps, Inc. owns all
information we collect from our users.
We may ask you to provide us
with personally identifiable information at various points
while you use our Web site, such as when you register to
post a message in a forum on lendingapps.com, or when you
purchase products or services from us. Examples of the types
of information we may collect include: your name, street
address, phone or fax number, e-mail address, and credit
card or bank account information.
We may use the personally
identifiable information you provide about yourself to
fulfill your requests for products and services, to contact
you about your account, to complete and support your
activities, to respond to your inquiries about our
offerings, and to customize the content of our Web site. We
may use your e-mail address and other personally
identifiable information to send you service notifications
about your account, about the services you currently use, if
any, and concerning changes to our Privacy Policy,
Acceptable Use Policy, Web site Terms of Use, or other legal
or policy matters. If you have given us permission, we may
use your e-mail address and other personally identifiable
information to provide you with information about products
and services we believe may be of interest to you.
We also collect
non-personally identifiable information, including
information about the way in which our Web site is used.
This non-personally identifiable information includes
information stored in the log files for our Web site. We may
use this information to improve and tailor the content of
our Web site, and we may share this information with others,
including our partners, customers, and prospective
customers. For more information about the sorts of
non-personally identifiable information we collect, see the
discussion of "Log Files" below.
Registration
In order to use some areas of
this website, a user must first complete the registration
form. During registration a user is required to give their
contact information (such as name and email address). This
information is used to contact the user about the services
on our site for which they have expressed interest. It is
optional for the user to provide demographic information and
unique identifiers, but encouraged so we can provide a more
personalized experience on our site.
Disclosure of Information
We will not disclose personally
identifiable information we collect from you to third
parties without your permission except to the extent
necessary to:
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fulfill your requests for
service
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protect the security of our
software, services, and Web site
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protect ourselves from
liability
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respond to legal process and
comply with law, or
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complete a merger,
acquisition, or liquidation of the company
We may share anonymous,
statistical information about users of our Web site with
third parties, including our vendors, customers, potential
customers, and corporate partners. We do not link this
statistical information to any personally identifiable
information, or to any identifiable individual.
We may contract with other
companies to ship orders and to bill users for goods and
services. We also may contract with other companies in order
to provide some of the services we offer to visitors to our
Web site. If we do so, we will share your name and
personally identifiable information with these companies to
the extent necessary to provide you with the service you
have requested, and we will encourage the other companies to
treat the information in a manner consistent with this
policy.
In addition, we may partner with
other companies to provide users with third party products
and services. When you sign up for these services, we will
share your name and any other personally identifiable
information that the other companies require to provide
their products or services. Our Privacy Policy does not
cover our partners' use of your information. We encourage
you to read a partner's privacy policy before signing up for
any of its products or services.
Log Files
We use the information in our
server log files to analyze trends in the usage of our Web
site, to administer and maintain our Web site, to track,
anonymously, a user's path through our Web site, and to
gather broad demographic statistics about our Web site and
the ways in which they are used. The information in these
files includes the IP addresses of visitors to our Web site,
the files and Web pages they request, the Web site from
which they may have been referred to our Web site, and
information about the type of browser they use and some of
its settings. We do not link any of this information,
including IP addresses, to personally identifiable
information.
Cookies
A cookie is a small text file
stored on a computer and that contains information
associated with that computer. Our Web site uses cookies for
several purposes, such as maintaining your login state,
gathering data to improve the content of our Web site,
providing you with information tailored to your interests,
customizing the content of our Web pages, and improving the
security of your use of our Web site. Login cookies are
linked to your e-mail address.
You can instruct your
browser to stop accepting cookies from Web sites you visit.
If you do so, you will be unable to use your browser to
change or remove information about yourself from our Web
site; you will be unable to post messages in our forums; you
will be unable to download the LoanSizer software; and, you
will be unable to view some information on our Web site.
Likewise, some of the features designed to enhance your
experience of our Web site will not work, including our
ability to display content customized to the preferences you
have specified. You should, however, be able to access most
parts of our site that are available to the general public.
Orders
We request information from the
user on our order form. Here a user must provide contact
information (like name and shipping address) and financial
information (like credit card number, expiration date). This
information is used for billing purposes and to fill
customer’s orders. If we have trouble processing an order,
this contact information is used to contact the user.
Marketing Materials and
Newsletters
We believe that user choice and
consent are important privacy values. Before we use your
e-mail address to send you information concerning products
or services we believe would interest you, we ask that you
choose to receive them by "opting in" to inclusion on our
e-mail lists.
Users who wish to stop
receiving electronic newsletters or marketing materials may
unsubscribe by following the appropriate link in the e-mail.
If you receive any unsolicited junk mail that appears to
have been sent from LendingApps, Inc., please forward a copy
of the email to
security@lendingapps.com and we will investigate.
Site and Service Updates
We also send the user site and
service announcement updates. Members are not able to
un-subscribe from service announcements, which contain
important information about the service. We communicate with
the user to provide requested services and in regards to
issues relating to their account via email or phone.
Security Measures Related to
Your Information
We take measures to protect the
security of personally identifiable information we hold
about you. These measures include:
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encrypting sensitive
information during transmission
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limiting the number of our
employees who have access to personally identifiable
information
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requiring employees with
access to personally identifiable information to take
appropriate measure to safeguard it, and
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storing your information in
secure places that are protected using standard security
technologies
If you have questions
about the security of your information, you can send them to
questions@lendingapps.com.
Links
This web site contains links to
other sites. Please be aware that we are not responsible for
the privacy practices of such other sites. We encourage our
users to be aware when they leave our site and to read the
privacy statements of each and every web site that collects
personally identifiable information. This privacy statement
applies solely to information collected by this Web site.
Notification of Changes in Policy
While we do not intend to change
any of the core principles which guide or privacy practices,
it is likely that we will need to change specific details in
this Privacy Policy as our business and products evolve. If
we decide to make material changes to this policy, we will
provide advance notice by posting changes on our Web site 30
days prior to implementation.
Contact Us
If you have questions about this
Privacy Policy, its implementation, or our practices, please
contact us at
security@lendingapps.com., or you can reach us by
telephone at (818) 737-7050.
Our postal address is:
LendingApps, Inc.
6351 Owensmouth Ave., Suite 202
Woodland Hills, CA 91367 |